Yazi iimali Zakho: Ezona Ncwadi zibalaseleyo kuQoqosho, uTyalo-mali, kunye neShishini

Ezemali luqeqesho oluphonononga ulawulo nolawulo lwemali nezinye ii-asethi, kubandakanywa ukufumana izibonelelo, ukutyala imali nokonga, kwakunye nolawulo lomngcipheko. Lisebe lezoqoqosho kunye nolawulo lweshishini olubandakanya yonke into ukusuka kulawulo lwezibonelelo zomntu ukuya kulawulo lwamaziko amakhulu emali, ubukhosi kunye noorhulumente.

Imali ibalulekile kwiinkalo ezahlukeneyo zobomi, isetyenziswa kubuntu, kwishishini, kuluntu nakunxibelelwano. Umzekelo: Imali yobuqu inceda umntu ukuba aqonde kwaye alawule izinto zakhe, kunye nokonga, ukutyala imali nokucwangcisela ikamva labo. Funda ngakumbi malunga noku kuluhlu lwethu lwezona ncwadi zibalaseleyo ngezezimali, ezoqoqosho, utyalo-mali, kunye neshishini.

Iincwadi ezigqwesileyo kwezoqoqosho, utyalo-mali, kunye neshishini

Utata Osisityebi Utata Ohlwempuzekileyo: Oko Izityebi Zizifundisa Abantwana Babo Ngemali Engenziwa Ngamahlwempu Nabaphakathi! (2023), nguRobert T. Kiyosaki

Sekuthethiwe yonke into malunga nale klasi yobuqu yezemali, akunjalo? Kulungile, Kolu guqulelo lwandisiweyo noluhlaziyiweyo, umbhali uphonononga loo miyalezo ibijikeleze ihlabathi: ichitha ingcamango yokuba kufuneka ube nomvuzo ophezulu ukuze ube sisityebi, iphikisa inkolelo yokuba ikhaya yi-investment, kwaye ibonise abazali ukuba bangathembeli kwinkqubo yesikolo ekufundiseni abantwana babo ukusebenzisa imali.

Ikwagxininisa ekuchazeni, kube kanye, ukuba yintoni utyalo-mali kwaye yintoni isibophelelo. Kiyosaki, ongenantlonipho kunye nomkhuseli wemfundo yezemali njengabanye abambalwa, Ibhukuqa iikhonsepthi kunye neengcinga eziqhelekileyo kwaye izicacise ngokwembono ekufutshane nabantu abaqhelekileyo., ngaloo ndlela iphikisana nezinye iingcali kwihlabathi lezemali.

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Ucatshulwa nguRobert T. Kiyosaki

"Ebomini bokwenene, abantu abahlakaniphileyo ngabo benza iimpazamo kwaye bafunde kubo. "Esikolweni, abantu abahlakaniphile kakhulu abo bangenzi iimpazamo."
"Iimarike zeBull zinika ingcamango yokuba ziya kuqhubeka ngonaphakade, zibangela ukuba abantu bangakhathali, bangabikho kwaye bangakhathazeki."
"Esona sizathu siphambili sokuba abantu basokole ngokwezimali kungenxa yokuba bamkela iingcebiso zemali kubantu abahluphekayo okanye abathengisi."

Cinga uze ube sisityebi (2012), nguNapoleon Hill

Indlela le ncwadi yenzeke ngayo inomdla ngokwenene: emva kweminyaka yokuqhuba uphando lwezenzululwazi ukuqonda amadoda azizityebi ngexesha lakhe, U-Hill ufumene, ngosozigidigidi u-Andrew Carnegie, iimfihlo zokuphumelela ubutyebi bemali. Le ndoda yayingengosozimali nje kuphela, kodwa yenza abantu abaninzi baba zizityebi, abanikezela kubulumko bayo.

UHill wayeqonda ukuba umahluko phakathi kukaCarnegie nabanye abantu bexesha lakhe yindlela awayeyijonga ngayo imali, abantu nehlabathi. Ngaloo ndlela, Incwadi iqulunqwe ngamava enzeke ukuze kuzuzwe impumelelo yezemali yabantu abaxhaswa nguCarnegie. Ngokuhamba kwexesha, i-Hill iye yaba sisalathiso kwabo bafuna izixhobo.

Napoleon Hill Quotes

"Ukuze ube yinkwenkwezi, kufuneka ukhanye ngokukhanya kwakho, ulandele indlela yakho, kwaye ungakhathazeki ngobumnyama, kuba kulapho iinkwenkwezi zikhanya ngokukhazimulayo."
"Ngaphambi kokuphumelela kuyo nayiphi na into, umntu uya kudibana nokutshatyalaliswa kwexeshana kwaye, mhlawumbi, ukusilela."
"Xa ukoyiswa kukufikela, njengoko kuya kuba okwethutyana, ngamana unokukufumana, ukuba uyakufumana, uxakeke kwenye into."

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IKhowudi yeMali: Fikelela kwiNkululeko yakho yezeMali (2009), nguRaimón Samsó Queraltó

Le ncwadi inikezelwe njengesikhokelo sezemali esijolise ekuncedeni abantu ukuba baphumelele kwiinzame zabo ezahlukeneyo. Lilonke, Isicatshulwa sithembisa ukuba nabani na oyifundayo ulungele ukufumana inkululeko. ukufumana ii-asethi kwaye wenze utyalo-mali olufunayo. Izihloko ezinjengokusetyenziswa kobukrelekrele bemali, indlela yokoyisa amaxesha obunzima, kunye nokwahlukana phakathi kotyalo-mali kunye nokungcakaza nazo ziyaqwalaselwa.

Eminye imixholo equkunjelwe kule ncwadi ibandakanya ummangaliso wesithoba womvuzo wokungenzi nto, ulawulo lwexesha elinengeniso, indlela yokucinga enkulu kwaye uqale kancinci, kunye nokunye. URaimón Samsó Queraltó ufundisa zonke ezi zinto, ezingagqunywanga nzulu ezikolweni okanye kwiidyunivesithi ezigxile kwezoqoqosho. Eli linyathelo labaqalayo.

Ucatshulwa nguRaimón Samsó Queraltó

“Kungcono ukuba ungahlali nabantu ukuze ubulale ixesha okanye uphephe ukuba wedwa. Kungcono ukushiya ubuhlobo ongasenabo kunokuba ubugcine kwaye uchithe amandla kunye nexesha lakho kwenye into. Ukunamathela kwinkampani yakho endala kuthetha ukuba, ekuhambeni kwexesha, awuzukubona abantu abalindele ukuza ebomini bakho.
«Sukuya kwiminyhadala okanye kwiindawo ezihlala rhoqo ezingahambelani nezinto ozikhethayo; Khumbula ukuba ungasoloko usala isimemo. Ngamafutshane, ungamkeli nantoni na enganeno kunoko ucinga ukuba yamkelekile. Ukuba yinyani sisenzo sokunyaniseka kuwe nakwabanye.

Iimfihlo zeMillionaire Mind: Ungawenza njani uMdlalo waNgaphakathi woButyebi (2015), ngu T. Harv Eker

Ngokombhali, sonke sinomzekelo wezemali ovalelwe kwi-subconscious yethu, kwaye yile pateni, ngaphezu kwayo yonke enye into, emisela indlela esiziphatha ngayo malunga nemali: ulawulo, utyalo-mali kunye nokugcina. Umbhali ubanga ukuba abantu banokuba nolwazi ngezoqoqosho, urhwebo, umhlaba kunye nokunye, kodwa, Ukuba indlela yakho yokucinga ayilungiselelwanga impumelelo, awusoze uyifezekise.

Ngokuqinisekileyo Iimfihlo zengqondo ye-millionaire Yincwadi enemithambo ethelekiswa nezo zenkqubo ye-neurolinguistic, i-pseudoscience ejolise "ukufomatha" ukuziphatha okungafunekiyo ngoluhlu lohlengahlengiso lweengcinga kunye nokuthetha kunye nokunxibelelana komzimba. Xa sithetha ngokubanzi, lo mqulu uqulethe uqheliselo olulula lwenkqubo yokuqonda.

Ucatshulwa nguT. Harv Eker

"Ukuba inkuthazo yakho yokufumana imali okanye impumelelo ivela kwingcambu embi, njengoloyiko, umsindo, okanye imfuneko 'yokuzibonakalisa' ngokwakho, imali yakho ayinakuze ikuzise ulonwabo."
"Unokuba nalo lonke ulwazi kunye nezakhono kwihlabathi, kodwa ukuba isicwangciso sakho asenzelwanga impumelelo, ulahlekelwe yimali."
"Khumbula ukuba iingcinga zivelisa iimvakalelo, iimvakalelo zivelisa izenzo, kunye nezenzo zivelisa iziphumo. "Konke kuqala ngeengcinga zakho, eziveliswa yingqondo yakho."

Oyena Mntu Osisityebi eBhabhiloni (2019), nguGeorge Samuel Clason

Esebenzisa ulwimi olubandakanyayo, olulula nolufikelelekayo, umbhali utsalela kwimithetho yezemali eyavela kwiBhabhiloni yamandulo aze ayisebenzise kumaxesha anamhlanje, enika abafundi isikhokelo esibanzi malunga nendlela yokuzuza impumelelo yezemali. Le mithetho yakudala iyaqhubeka isetyenziswa kwaye inconywa ngamakhulu eengcali zezoqoqosho kwihlabathi jikelele.

Into enika umdla ngesi sihloko kukuba sinokufundwa njengoko ubani ebeya kufunda inoveli, kuba inalaa mgangatho ubalisayo unawo yimizekeliso. Ngomsebenzi wakhe, Umbhali uthi imali, umlinganiselo wendalo iphela apho impumelelo idla ngokulinganiswa kuluntu lwethu, Ininzi kuphela kwabo bazaziyo iindlela ezichanekileyo zokuyifumana kwaye ayigcine ubomi bakhe bonke.

Ucatshulwa nguGeorge Samuel Clason

"Ukufunda kwakuziintlobo ezimbini: enye yinto esasiyifundile kwaye siyayazi, kwaye enye yayiluqeqesho olwasifundisa ukuba sifumane into esingayaziyo."
"Inxalenye yayo yonke into endiyizuzayo yeyam ukugcina." Yitsho kusasa xa uvuka. Yitsho emini. Yitsho ebusuku. Yiphindaphinde iyure nganye yosuku. Phinda oku ade amagama agqame njengoonobumba bomlilo esibhakabhakeni.

Umtyalomali okrelekrele (2022), nguBenjamin Graham

Le ncwadi isinconyelwe ziingcaphephe zezoqoqosho zehlabathi, eziquka uWarren Buffett. Umqulu waziwa ngokuba yi "Bhayibhile yezemali", ukuba noxanduva lokukhuthaza uBuffett kunye nezigidi zabanye, abathi, njengaye, banqwenela ukufumana inkululeko yezemali. UGraham ugqalwa njengeyona ngcali ibalaseleyo kulo mbandela okhoyo kwinkulungwane yama-20.

Yapapashwa okokuqala ngowe-1949. Umtyalomali okrelekrele wabeka iziseko zengcinga yemali yanamhlanje. Kuwo onke amaphepha ayo, Umbhali uchazela abatyali-mali indlela yokuphepha iimpazamo zeqhinga, ngelixa uhlola indlela yokuphuhlisa isicwangciso esinengqiqo sokuthenga amasheya kunye nokwandisa ixabiso labo, zonke zinombono wexesha elide, kubandakanywa nezizukulwana ezizayo.

Benjamin Graham Ucaphula

"Intengiselwano yotyalo-mali yileyo, emva kokuhlalutya ngokucokisekileyo, ithembisa ukhuseleko lwenkunzi kunye nembuyekezo eyaneleyo. Imisebenzi engazifezekisiyo ezi mfuno ithathwa njengentelekelelo.
«Kufuneka uhlalutye ngokucokisekileyo inkampani kunye namandla eshishini layo elisisiseko phambi kokuthenga izabelo zayo; kufuneka uzikhusele ngabom kwilahleko enkulu; Kuya kufuneka ujolise ekusebenzeni "okwaneleyo", hayi okungaqhelekanga.
«Isitokhwe ayisosimboli nje yeticker okanye isibane sombane; Yinto kwinkampani yokwenyani, enexabiso eliphantsi elingaxhomekekanga kwixabiso lesabelo.

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